GLOSSARY · THE PAYERS

TPA —
third-party administrator.

The company that administers workers’-comp claims on behalf of a carrier or a self-insured employer — and, for most nurse case managers, the entity that actually receives the invoice.

No card. No contract. Your data stays on your computer.
What it is

Someone else’s claims, administered under contract.

A third-party administrator handles claims for an entity that carries its own risk — a self-insured employer — or for a carrier that outsources administration. The adjuster you speak to often works for the TPA rather than for the insurer whose name is on the policy.

The names that recur nationally: Sedgwick, Gallagher Bassett, ESIS, Helmsman, Broadspire, CorVel, TRISTAR, CCMSI, Athens Administrators.

Why it matters to you

Every TPA is a payer with its own habits.

Unlike a state fund, a TPA has no published fee schedule of its own and no single remittance behaviour. Invoice requirements, backup documentation, submission address and payment speed all vary — and they vary per client of the TPA as well as per TPA.

The practical consequences for a case-management practice: keep the rate and the invoice format per payer rather than per practice, age receivables by payer so a slow administrator is visible as a pattern, and keep proof of what was sent and when.

For nurse case managers this is the whole payer landscape, and it is why invoice-based billing works in all fifty states today — there is no state-specific form to wait for.

Where to go next

Related pages.

The nurse case manager page is written to this workflow: activity log, itemised invoice, aging by payer.

Adjuster  ·  Self-insured employer  ·  Aging

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